Davis Appraisal Service is your FHA certified appraisal company

The FHA retains of approved appraisers for each state - Davis Appraisal Service is on the roster of approved appraisers for TN. If you have an FHA-insured loan, be sure to call Davis Appraisal Service, as we are approved and qualified to handle FHA appraisal reports. A certain amount of the periodic training our staff at Davis Appraisal Service completes deals exclusively with understanding the FHA's documentation and their rules and procedures.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

An FHA loan is underwritten by the Federal Housing Administration, a federal organization that is a part of the U.S. Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is make sure that the loan is paid for in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are designed to help low-to-moderate income buyers help meet credit requirements if they otherwise would not.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the Federal Housing Administration provides are exceedingly useful to purchasers with less starting capital.